Online Scammers – BEWARE!

Hacker-for-hire

Spam. And No, not the kind that comes in a can!

The kind that hits your inbox and entices you to click links you shouldn’t, the kind that can provide hackers with data that can be used to access your personal and financial information.  Disguised as harmful, innocent and more often than not, helpful information.

This morning I received this email from the National Bank.

Now I dont bank with the NAB, so I have absolutely no intention of clicking their link or paying any heed to the email itself (My spam filter had already picked this up)

Screen Shot 2014-10-10 at 8.01.27 am

But if you do bank with the NAB, would you panic and click the link?  If you were none the wiser?

Aside from not actually banking with the National, there are a number of things that struck me as immediately wrong with this email.

  1. Banks never ask you to click links.  They will either call you, ask you to call them, or ask you to login to your online facility via the main website.
  2. There are no Bank Logos. With the exception of the title and the email address, there is nothing here that indicates that this email is from a professional body.
  3. There is no ‘To’ email (I checked by clicking the little arrow) so this has been sent en-masse.
  4. If you view the source data for this email, you will see it hasn’t come from the NAB at all, the email address has been cloaked.
    Received: from mail.fxhotels.com.tw (mail.fxhotels.com.tw. [59.124.42.200])
  5. If you hover (don’t click) over the link, the following link address is displayed at the bottom of your screen.  Again confirming that this is not a legitimate notice.

Screen Shot 2014-10-10 at 8.12.04 am

NEVER click an external link in an email you have received from a financial institution.  Ring the bank, or login to your internet banking and check to see if there is actually any unauthorised activity on your account.

If it looks suss, chances are it IS suss!  Don’t get caught out!